Excel Personal Budget Spreadsheets
If you would like a free personal budget spreadsheet template for Excel, then you have come to the right place. Creating a budget spreadsheet was one of the first things I ever used Microsoft Excel for. Although I am an avid Quicken user, I still use Excel when I work with my budget. This page points to a few places to find a good budget template.
Find a Free Personal Budget Spreadsheet
Free Personal Budget Spreadsheet - by Spreadsheet123.com. You can download this template for free from our website. It can be used for a personal budget as well as a household or family budget.
A great place to find a free personal budget spreadsheet for Excel is Microsoft's directory of Office templates. They offer templates for all Office products, but when working with a budget, the natural solution is to use Excel! Browse for templates at Microsoft.
Why Use Excel for your Personal Budget?
First off, if you are reading this, you should congratulate yourself! The fact that you are concerned about creating a personal budget is the first step to your financial freedom (whatever that means...it sounds good, though)
THE reason I use Excel when working with my home budget is that I have complete flexibility in how I keep track of the information. For example, I like to use cell comments to explain certain budgeted items in more detail (such as the fact that in May, there is Mother's Day and a couple of birthdays to remember).
Creating a simple budget (even if it is only on paper) is one of the first steps in gaining control of your spending habits. BUT, I strongly recommend using Quicken to keep track of your expenses. A budget isn't much good if you don't track what you are spending your money on.
I started out using Excel to do everything, but converted to Quicken after a friend showed me how easy it was to keep track of checks, credit card charges, etc. I still end up exporting reports from Quicken into Excel, though.
By the way, since you may be looking for a personal budget spreadsheet, you may want to consider reading a book on personal finance. The one that got me started was "Personal Finance for Dummies".
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