People around the globe have used MS Excel for many different reasons, Personal Budgeting is one of them. Well, if you are looking for a Personal Budget Planning Templates and I believe you are, if you reading this, then you have come to the right place.

In many years I have used MS Excel to create many financial spreadsheet, but my experience starts back then, when I was a student and created my first ever Excel Spreadsheet, guess what it was? My first Personal Budget Spreadsheet. It has been a long time since than, but I still use Excel for planning my budget. Links on this page will point you to a few places to find a good budget template, available for free download.

Looking for a Free Personal, Family or Household Budget Spreadsheet?

Free Personal, Family or Home Budget Spreadsheets - You can download this templates for free from our website. This templates are useful when planning your personal, family or entire household budget.

There are many places where you can find a free personal budget templates, but in my opinion Microsoft is the best place to browse. They offer templates for any MS Office program as well as Excel.

Why Use Excel for your Personal Budget?

Well , if you do know any other software, which can offer similar flexibility, functionality and freedom, when creating your personal budget or any other spreadsheet, please tell me about it. Most of the Personal Budgeting Software like MS Money or Quicken can give you an opportunity to export reports in Excel file format. Most of the Banks have also started to offer online facilities such as online banking and online statements, which can also be exported as MS Excel file, but the main reason is to keep track of you expenses.

If you are looking for a Personal Budget Planning Spreadsheet is already a fact that you are serious about your money. I believe that this is your first step to your Financial Freedom.

Excel was and still is a great tool for making an applications such as Personal Budget as well as many others. It offers very simple and easy way when creating an applications and also gives you an opportunity as a user to do what you think is best, with all functionalities, flexibility and analytical abilities that has been put in to it.

As I have already mentioned before, the first step to the financial freedom (if such exists?) is to be in control of you expenses. Even if your Budget is only a paper it still is your first step, but what will be TV without an aerial? Just a box. The simple steps that I have put in to my Step by Step Guide will guide you through making your own Budget Spreadsheet and show you how you should keep track of your income and what's more important your expense.

I would like to take this opportunity to recommend you reading few books on Personal Finance that I also have on this page. My personal favourite is "Total Money Makeover" by Dave Ramsey.

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