Personal Budget Excel Spreadsheet
Gaining control over your personal finance is essential if you want to succeed in life. Knowing where and what your money is being spent on, is just as essential. The bottom line is you need to budget to be able to achieve your financial targets. If you are just trying to create a personal budget, even if it is a simple one, already means that you are ready to begin budgeting. There are far too many free budget tools you can find on the Internet, but my all time favorite choice is personal budget spreadsheet template for Excel, which you can download below for absolutely free. Of course it is still of your choice whether to use excel spreadsheet templates for your personal or family budgeting or perhaps something little more advanced instead, but the idea behind will always be same and I can only hope that this spreadsheet can be of help for creating a personal budget or if you prefer to create one from scratch, you may want to read about Creating a Budget.
Although the Personal Budget Spreadsheet is a great example for creating a personal budget, but you might want to try some of my other budgeting tools along with it, such as Family Budget Spreadsheet, that can also help when you need to track your personal or household expenses.
Personal Budget Spreadsheet
for Excel®, OpenOffice & Google Docs
This personal budget spreadsheet can help to create a budget for an entire year. If you have an intentions to plan for many month down the road, then budget planning would be essential since doing so will help you make predictions about your financial circumstances, organize savings or plan for large purchases and expenses such as buying a car or purchasing a family home, or when making other major live changes.
If you are reading this, you should be proud and moreover congratulate yourself for that, since the fact that you already have an interest in creating a budget and gaining control over your finances is the first small step towards your financial freedom and wealth (it just seemed like a right thing to say).
On one hand creating a budget, even if it is a simple one, is indeed a first step taken towards gaining control over your spending habits, but on the other hand is you, who has to make a difference and put every effort to track what you are spending your money on, otherwise budgeting will simply become senseless.
PBS 1.01
Requirements
Microsoft Excel® 2002(XP) or Later
License
User License Agreement
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Using Excel for Personal Budgeting
I usually get questions, as to why I always prefer to use Excel for budgeting rather than professional budgeting software. The answer is simple, Excel can give me this complete flexibility that I need when working with my personal or family budget. For instance I can simply add or delete additional rows, add comments to provide myself with additional information on some budgeted items, add new categories or simply change the way I keep track of the information. Although I have started to use a BankTree, I still use Excel to export reports from BankTree into it.
Personal Budget in Excel provides a good way to dive into routine of budgeting and is a great place to start with.
More Budget Spreadsheets
- Family Budget Planner A Yearly version that does offer more than just budget planning.
- Monthly Budget The monthly version of the above spreadsheet.
- Household Budget (monthly) Includes additional categories.
- Budget Worksheet Yearly budget worksheet for home budgeting.
Professional Budgeting Software
- You Need a Budget Professional budgeting software when you need more than Excel.
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Disclaimer - The spreadsheet and information on this page is intended for educational an illustrative purposes only. Use information at your own risk. It is strongly advised to consult the qualified professionals regarding financial decisions.
