Real Estate & Mortgage Free Excel ® Spreadsheets

Download Security Issues, please read:

The spreadsheets below do not use Macros and have been used by us for years without any problem. When you try to run them you can expect to receive warnings from Microsoft. This is a standard warning to protect you from malicious software. Please make sure you only download these spreadsheets directly from our site. They are password protected for security reasons. They are however perfectly usable on a Windows computer.

You may also use most of these spreadsheets on-line with Google Docs & Spreadsheets.

These Microsoft Excel compatible free real estate and mortgage spreadsheets are downloaded as compressed files. They will all end with .zip. They will decompress into ".xls" Excel files. We suggest you save them into My Documents. Make a note of where you download them.

Double-click on the .xls file and it will open up for use, provide of course you have Microsoft Excel 97 (or higher) or our Spreadsheet Software Developer program.

(Technical note. We are required to offer these files as .exe files do this because of the tight integration between Internet Explorer and Excel.) We do not use macros and all of these spreadsheets have been used by us and thousands of other users without any problem.

If you do not have Excel 97 or higher on your computer, you may download from our site an Excel-like... program, Spreadsheet Software Developer. It does not expire but the author has done a great job, and it's well worth the small fee.

Mortgage and loan calculators are one of the first steps in the mortgage process. First, find out what kind of mortgage works best for you. There are many choices out there! Do you want a fixed rate mortgage, or an adjustable rate mortgage? Then use these mortgage calculators to determine the amount of mortgage you can afford with the Pre Qualify Calculator. Also determine your new monthly mortgage payments.

Mortgage calculators can also be used to calculate payments on debt consolidation mortgage loan and see your monthly savings! Use the Refinance Mortgage Calculator for this. Make it simple to work out how much you can afford to borrow and exactly what your repayments will be using time scales and interest rates.

There are multiple financial factors that go into determining the right mortgage for you. By using our Loan Comparison Calculators , you can account for all of these factors and get an accurate monthly payment figure.

Our Amortization Schedule allows you to find a payment plan that enables you to reduce your debt gradually through monthly payments of principal.

Do not forget to bookmark this site and return as often as you wish.

Our Mortgage Calculators Enable you to:

1. Quick Mortgage Calculators to determine affordable mortgage and produce other valuable information about your loan.
2. How much house you can afford based on the income and debt information you supply with our payment calculator.
3. Calculate Monthly mortgage payments based on loan amounts, interest rates and loan terms.
4. How much extra to pay in your monthly mortgage payment to pay off the loan in the number of years you select.
5. Mortgage Calculator Comparisons with up to three different mortgage products, both fixed and adjustable.
6. Amortization Schedules, Amortization Calculator, and Tables based on the loan amount, interest and term.
7. Refinance Mortgage Calculator to determine when it makes sense to refinance your home.

Keep Track of you monthly repayments and principals to pay it off early. Download our FREE Microsoft ® Excel Loan & Mortgage Excel spreadsheet

Getting a good deal? Will you make money by the time you've fixed it up and resold it? Download our FREE Microsoft ® Excel real estate fix-up spreadsheet

Buying an income property? Project your income and profits for the next 10 years. Essential when making a loan application. Download our FREE Microsoft ® Excel 10 year rental property analysis spreadsheet.

Own a mortgage on which you are receiving payments? Use our FREE spreadsheet to automatically track your payments. Calculates late charges, allows for escrow payments etc. Download our FREE Microsoft ® Excel 10 year mortgage accounting spreadsheet.

Calculate the breakeven occupancy on an investment property such as an apartment or office building. Download our FREE Microsoft ® Excel breakeven analysis spreadsheet.

How much should you lend on that hard money loan. Download our FREE Microsoft ® Excel mortgage qualifier that allows for down payment, credit risk, superior mortgages.

Think a million dollars is a lot to retire on? Think again. Download our FREE Microsoft ® Excel Retirement scenario calculator.

Are you better to pay a higher price if the terms are good? See the effect of different seller financed offers. Download our FREE Microsoft ® Excel seller financed offer comparison spreadsheet.

Estimate how much you could borrow on that commercial property. Allows for NOI, repairs, Debt Service Coverage Ratio. Download our FREE Microsoft ® Excel simple commercial underwriting spreadsheet.

Estimate how much you could lose foreclosing on that loan. Allows for loss of income, legal costs, fix-up costs etc. Download our FREE Microsoft ® Excel foreclosure estimator spreadsheet.

How does the payment vary when you increment the interest rate and/or the principal borrowed? Free for you to use and distribute to your clients with your name on it. Download our FREE Microsoft ® Excel spreadsheet Vary Interest Rates Principal.

Download the same APR calculator used by the government compliance inspectors.